Its origin, its fall and rise through out all these years and tried to predict what the future may hold for the Mutual Fund Investors in the long run. A mutual fund, also called an investment company, is an investment vehicle which pools the money of many investors.
Ravendra Kushwaha MBA 3rd sem. Anybody Research papers on mutual funds an investible surplus of as little as a few hundred rupees can invest in Mutual Funds.
These investors buy units of a particular Mutual Fund scheme that has a defined investment objective and strategy. The money thus collected is then invested by the fund manager in different types of securities.
The income earned through these investments and the capital appreciation realized by the scheme are shared by its unit in proportion to the number of units owned by them. Thus a Mutual Fund is the most suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low-cost.
Since the stated investment objectives of a mutual fund scheme generally forms the basis for an investor's decision to contribute money to the pool, a mutual fund can not deviate from its stated objectives at any point of time. Every Mutual Fund is managed by a fund manager, who using his investment management skills and necessary research works ensures much better return than what an investor can manage on his own.
The capital appreciation and other incomes earned from these investments are passed on to the investors also known as unit holders in proportion of the number of units they own.
The per unit NAV is the net asset value of the scheme divided by the number of units outstanding on the valuation date. Sale Price Is the price you pay when you invest in a scheme. Also called Offer Price. It may include a sales load.
Repurchase Price Is the price at which units under open-ended schemes are repurchased by the Mutual Fund. Such prices are NAV related. Redemption Price Is the price at which close-ended schemes redeem their units on maturity. Sales Load Is a charge collected by a scheme when it sells the units.
In this module, asset refers to financial assets, such as stocks and bonds. A category of financial asset, such as stocks, bonds or real estate. A mutual fund that invests in a mix of stocks and bonds to take advantage of both the growth potential stocks provide and the income stream bonds typically provide and to reduce risk.
Indian mutual funs industries generated substaintial growth in under managment over the past 10 years. Most of the money flow in equity funds it from indivisual investment. One notable charactric of indian mutual fund market is the high parcentage of share owened by corporations.
History of mutual fund industry In India, the mutual fund industry started with the setting up of the erstwhile Unit Trust of India in Public sector banks and financial institutions were allowed to establishmutual funds in Sinceprivate sector and foreign institutions were permitted to set upmutual funds.
As at the end of Marchthere were 33 mutual funds, which managed assets of Rs. There are over hundreds of mutual funds scheme to choose from. It is easier to think of mutual funds in categories, mentioned below.
Open - Ended Schemes: An open-end fund is one that is available for subscription all through the year. These do not have a fixed maturity.
The key feature of open-end schemes is liquidity. Close - Ended Schemes: These schemes have a pre-specified maturity period.
One can invest directly in the scheme at the time of the initial issue. Depending on the structure of the scheme there are two exit options available to an investor after the initial offer period closes.
Investors can transact buy or sell the units of the scheme on the stock exchanges where they are listed. The market price at the stock exchanges could vary from the net asset value NAV of the scheme on account of demand and supply situation, expectations of unitholder and other market factors.
SEBI Regulations ensure that at least one of the two exit routes is provided to the investor. Interval Schemes are that scheme, which combines the features of open-ended and close- ended schemes.
The units may be traded on the stock exchange or may be open for sale or redemption during pre-determined intervals at NAV related prices. Overview of existing schemes existed in mutual fund category: These funds invest a maximum part of their corpus into equities holdings.How to Research Funds on Your Own Share Tweet Pin Email.
3 Minute Read. Researching Mutual Funds. While you may not have $25 million to invest (yet!), That's why Dave recommends you combine your research with the advice of an investing professional. These experts will work with you to make sure your investments are on target to meet.
Fidelity offers over 10, mutual funds from dozens of different mutual fund companies and can help you find the right ones for virtually any investment need. Mutual Funds Research | Fidelity Investments. This paper focus on the entire journey of mutual fund industry in India.
Its origin, its fall and rise through out all these years and tried to predict what the future may hold for the Mutual Fund . funds” to understand the mutual fund industry & its impact on the retail investors on one hand and its risk & return on the other. To be specific following are the main objective of the present research study.
International Journal of Scientific & Engineering Research, Volume 4, Issue 5, May ISSN Title of the Paper: “A STUDY ON MUTUAL FUNDS IN INDIA” Author(s): 1.
mutual fund, in finance, investment company or trust that has a very fluid capital stock. It is unique in that at any time it can sell or redeem any of its outstanding shares at net asset value (i.e., the price of a share equals total assets minus liabilities divided by the total number of shares).